Investment

Investments are another way Sims to earn money over the course of The Sims 3. It comprises of Partnerships and Ownership. Both of which will put big holes in a Sims wallet but, overtime, will pay for themselves.

Once a Sim has partnered (Become a Partner) or become an owner (Buy out Property) a Partner's Deed or Owner's Deed will be moved into the Sims inventory. As of version 1.3, deeds will form a stack in the inventory, which will have a "Collect All" interaction. Deeds can be transferred between Sims of the same family at anytime (by dragging them out of a Sim's backpack into another Sim), and are automatically transferred to a relative when a Sim dies.

Sims must invest in Partnership first before they are eligible for Ownership. So, Total Cost of Ownership includes both Cost of Partnership and Cost of Ownership.

Profits earned through investment become available at 9:00am each Monday and are not automatically paid. They have to be collected from their respective locations hence traveling will be needed. Although the Sim may own the building in which he works the deed will have no effect on the Sim's career.

Strangely, even when a Sim is the owner of a business they cannot use its products or services for free. But it must be fun to be the owner of one of the Business'. When a Sim is the owner of a business the player may rename the business, or fire its employees, family members and friends, although not the owner, or the last employee of a business.