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|caption = A repo-man in ''The Sims 2''
|caption = A repo-man in ''The Sims 2''
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The '''repo-man''' is an [[NPC]] that visits a Sim's [[residential lot]] when their [[bill]]s have been unpaid for too long. Over time, after bills have been delivered to a house, they change color, going from white, to yellow, to orange, and finally to red; it takes approximately two days for the color to change. As they progress through the colors, the need to pay them becomes more and more urgent. Once bills stay red for more than two days, the player will be warned at 7:00am that they must be paid immediately. The player has until 6:00pm the next night to pay; otherwise, the red bills will explode and summon the repo-man.
The '''repo-man''' is an [[NPC]] that visits a Sim's [[residential lot]] when their [[bill]]s have been unpaid for too long. Over time, after bills have been delivered to a house, they change color, going from white, to yellow, to orange, and finally to red; it takes approximately two days for the color to change. As they progress through the colors, the need to pay them becomes more and more urgent. Once bills stay red for more than two days, the player will be warned at 7:00am that they must be paid immediately. The player has until 6:00pm the next night to pay; otherwise, the red bills will explode and summon the repo-man. It is impossible to enter [https://sims.wikia.com/wiki/Build_mode build mode] or [https://sims.wikia.com/wiki/Buy_mode buy mode] after a repo-man enters the lot without cheats.


When summoned, the repo-man will arrive and begin to confiscate household items as payment for the unpaid bills. The repo-man usually takes one or two items, but if the Sim is in a large amount of debt, he may take several. The item(s) he takes approximately add up to the amount the Sim owes. The Sims of the household get a negative memory for each of the items taken,{{Vgversion|TS2}} and may periodically cry about the lost item(s).
When summoned, the repo-man will arrive and begin to confiscate household items as payment for the unpaid bills. The repo-man usually takes one or two items, but if the Sim is in a large amount of debt, he may take several. The item(s) he takes approximately add up to the amount the Sim owes. The Sims of the household get a negative memory for each of the items taken,{{Vgversion|TS2}} and may periodically cry about the lost item(s).