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|caption = A repo-man in ''The Sims 2''
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The '''repo-man''' is an [[NPC]] that visits a Sim's [[residential lot]] when their [[bill]]s have been unpaid for too long. Over time, after bills have been delivered to a house, they change color, going from white, to yellow, to orange, and finally to red; it takes approximately two days for the color to change. As they progress through the colors, the need to pay them becomes more and more urgent. Once bills stay red for more than two days, the player will be warned at 7:00am that they must be paid immediately. The player has until 6:00pm the next night to pay; otherwise, the red bills will explode and summon the repo-man. It is impossible to enter
When summoned, the repo-man will arrive and begin to confiscate household items as payment for the unpaid bills. The repo-man usually takes one or two items, but if the Sim is in a large amount of debt, he may take several. The item(s) he takes approximately add up to the amount the Sim owes. The Sims of the household get a negative memory for each of the items taken,{{Vgversion|TS2}} and may periodically cry about the lost item(s).
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==The Sims 3==
[[File:The Sims 3 Repo-Man.jpg|left|thumb|225px|[[Alan Watanabe]], the local repo-man of [[Sunset Valley]] repossessing a chair in ''The Sims 3'']]
In
Like in ''The Sims 2'', the repo-man can be removed from the lot with testingcheatsenabled by shift-clicking on him, selecting "Object...", and then "Delete it". However, the truck, or, if in [[Isla Paradiso]], the repo-man's boat, will need to be deleted manually. If the player removes the doors leading into the house, the repo-man will use his teleporter to gain entrance. Moreover, locking the doors or using the ''alwaysallowbuildbuy'' cheat{{vgversion|TS3:A}} and building walls around the repo-man will not stop him.
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*In ''The Sims 3'', the message telling the player that the repo-man has arrived on the lot starts with 'Repoman! Repoman!' This is likely a reference to the song ''[https://www.youtube.com/watch?v=TIHifxWdmRQ Genetic Repo Man]'' from the horror musical ''[[wikipedia:Repo! The Genetic Opera|The Genetic Opera]]''.
* There are no premade repo-men in [[Belladonna Cove]]. They will be generated by the game once a Sim's red bills are overdue.
* Many repo-men/women in ''The Sims 3'' will often possess traits that promote negative interactions
* If ''[[The Sims 3: World Adventures]]'' is installed, the player can protect the lot from the repo-man by using the <code>buydebug</code> cheat to place armed and hidden fire traps around the lot. Alternatively, if all Sims are outside the house, place tomb room markers in every room to fog them out and prevent the repo-man from even targeting items in the rooms (he may still take simoleons).
[[File:Repo-man fire message.jpg|right|thumb|225px|The message displayed in ''The Sims 3'' when a repo-man encounters a fire.]]
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