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{{Era|TS1|TS2|TS3|TS4}}
{{All
|name = Repo-man
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|caption = A repo-man in ''The Sims 2''
}}
The '''repo-man''' is an [[NPC]] that visits a Sim's [[residential lot]] when their [[bill]]s have been unpaid for too long. Over time, after bills have been delivered to a house, they change color, going from white, to yellow, to orange, and finally to red; it takes approximately two days for the color to change. As they progress through the colors, the need to pay them becomes more and more urgent. Once bills stay red for more than two days, the player will be warned at 7:00am that they must be paid immediately. The player has until 6:00pm the next night to pay; otherwise, the red bills will explode and summon the repo-man. It is impossible to enter [https://sims.wikia.com/wiki/Build_mode [[build mode] ] or [https://sims.wikia.com/wiki/Buy_mode [[buy mode] ] after a repo-man enters the lot without cheats.
 
When summoned, the repo-man will arrive and begin to confiscate household items as payment for the unpaid bills. The repo-man usually takes one or two items, but if the Sim is in a large amount of debt, he may take several. The item(s) he takes approximately add up to the amount the Sim owes. The Sims of the household get a negative memory for each of the items taken,{{Vgversion|TS2}} and may periodically cry about the lost item(s).
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==The Sims==
[[File:TheSimsRepoMan.png|right|thumb|[[Bud the Repo-man]] in ''The Sims'' repossessing a stove.]]
In ''[[The Sims]]'', there is only one repo-man named "[[Bud the Repo-man|Bud]]", who will arrive on foot when summoned. Sims cannot interact with him, and they are otherwise powerless to stop him. When finished, he will simply leave.
 
As ''The Sims'' had the ability to create a family that only contains [[child]]ren, such families are at risk of a repo-man visit, since only [[adult]]s can pay bills. This can be prevented by using the ''move_objects on'' cheat and deleting the [[Carrie the Mail carrierCarrier|mail woman]] before she puts the bills into the [[mailbox]]. Later games in the series fixedprevented this from occuring by requiring at least one adult in the household.
 
If the player removes the doors leading into the house, the repo-man will simply use his gun outside, and the object will still be repossessed.
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If he arrives, the player can kick him off the lot with the use of ''[[Testing cheats|testingcheatsenabled]]'' by shift clicking on him, selecting "Force Error", and then deleting him. This will not cause any corruption or issues, although the truck won't be automatically removed, and will need to be deleted in the same fashion. If the player removes the doors leading into the house, he will use his teleporter to gain entrance.
[[File:Wasting repoman's time message TS2.png|thumb|250px|The [[notification|message]] shown when the repo-man has nothing to take.]]
If the household does not have any objects that can be taken, the repo-man will criticize the family for wasting his time, then leave. If ''[[The Sims 2: Nightlife|Nightlife]]'' or later is installed, the player can simply place all items in the [[inventory]] before he arrives, and then replace them when he's gone.
 
===PremadePre-made Repo Menrepo-men===
====Pleasantview Repo Men====
<gallery hideaddbutton="true">
Repo Man 1 Pleasantview.png
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</gallery>
 
====Strangetown Repo Men====
<gallery hideaddbutton="true">
Repo Man 1 Strangetown.png
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Repo Man 3 Strangetown.png
</gallery>
 
====Veronaville Repo Men====
<gallery hideaddbutton="true">
Repo Man 1 Veronaville.png
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</gallery>
 
====Riverblossom Hills Repo Men====
<gallery hideaddbutton="true">
Repo Man (1) RH.png
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</gallery>
 
====Desiderata Valley Repo Men====
<gallery hideaddbutton="true">
Repo Man (1) DV.png
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</gallery>
 
====Four Corners Repo Men====
<gallery hideaddbutton="true">
Repo Man (1) FC.png
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</gallery>
 
====Four Corners Repo Men (Free Play)====
<gallery hideaddbutton="true">
Repo Man (1) FP.png
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</gallery>
 
====Bitville Repo Men====
<gallery hideaddbutton="true">
Repo Man (1) BV.png
Repo Man (2) BV.png
Repo Man (3) BV.png
</gallery>
 
====Mesa Flats====
<gallery hideaddbutton="true">
Repo_Man_(1)_MF.png
Repo_Man_(2)_MF.png
Repo_Man_(3)_MF.png
</gallery>
 
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==The Sims 3==
[[File:The Sims 3 Repo-Man.jpg|left|thumb|225px|[[Alan Watanabe]], the local repo-man of [[Sunset Valley]] repossessing a chair in ''The Sims 3'']]
In  ''[[The Sims 3]]'', sinister music will indicate the repo-man's presence. If he is present in and players try to save the game, the game will ask the player if they want to save in the current situation. Build/buy modes and Buy[[edit modestown]] cannot be entered while the repo-man is on the lot.
 
Like in ''The Sims 2'', the repo-man can be removed from the lot with testingcheatsenabled by shift-clicking on him, selecting "Object...", and then "Delete it". However, the truck, (or boat, if in [[Isla Paradiso]], the repo-man's boat,) will need to be deleted manually. If the player removes the doors leading into the house, the repo-man will use his teleporter to gain entrance. Moreover, locking the doors or using the ''alwaysallowbuildbuy'' cheat{{vgversion|TS3:A}} and building walls around the repo-man will not stop him.
 
If the household does not have any objects that can be taken, the repo-man will subtract household funds that are approximately of the same value as the amount owed. Additionally, if forced to come to the lot with ''testingcheatsenabled'', the repo-man will take a large amount of items (sometimes at least twenty items) regardless of whether any debt is owed.
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One commonly experienced problem in ''The Sims 3'' is that when a player changes their active household but then returns to the original lot after a few days, a repo-man may appear after a few Sim-hours as the Sims did not pay the bills in the player's absence.
 
==The Sims 4==
[[File:TS4 Repo-man.png|right|thumb|225px|A repo-man repossessing furniture in ''The Sims 4''.<ref>Image source: https://ultimatesimsguides.com/the-sims-4-student-loans/</ref>]]
Repo-men were initially added to ''[[The Sims 4]]'' in the ''[[Discover University]]'' expansion, but they are also in the base game as of [[The Sims 4/Patch 95|patch 95]]. Repo-men will arrive to repossess a household's furniture after their water and electricity has been shut off for neglecting their bills. This will absolve their bills. However, this will not absolve them of their debt, and they still have to pay their loans. Until they do, repo-men will keep showing up each day.
 
[[File:TS4 Nothing to repossess message.png|right|thumb|225px|The message that appears when there is nothing to repossess.]]
Repo-men will also repossess a university student's furniture if they do not pay off any student loans they took out. If there is nothing to repossess, the repo-man will complain about it and leave, but they will return as soon as the household has something of value for them to take again.
 
If the repo-men is about to take a valuable object, Sims can ask them not to take object and hope that they'll move to another object for repossession. Sims can also try to appeal to humanity, bribe with simoleons, or fight the man. If successful the repo-men will not repossess an object and leave the household.
{{Clr}}
 
==Trivia==
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*The repo-man has a way to foil almost every trap or cheat imaginable. Nothing stops him except paying the bills, using cheats and deleting the mail woman before the bills are placed in the mailbox, or by deleting the repo-man's truck.
*In ''The Sims 3'', the message telling the player that the repo-man has arrived on the lot starts with 'Repoman! Repoman!' This is likely a reference to the song ''[https://www.youtube.com/watch?v=TIHifxWdmRQ Genetic Repo Man]'' from the horror musical ''[[wikipedia:Repo! The Genetic Opera|The Genetic Opera]]''.
* There are no premadepre-made repo-men in [[Belladonna Cove]]. They will be generated by the game once a Sim's red bills are overdue.
* Many repo-men/women in ''The Sims 3'' will often possess traits that promote negative interactions  such as [[Evil (The Sims 3)|evil]], [[mean spirited]] or [[inappropriate]].
* If ''[[The Sims 3: World Adventures]]'' is installed, the player can protect the lot from the repo-man by using the <code>buydebug</code> cheat to place armed and hidden fire traps around the lot. Alternatively, if all Sims are outside the house, place tomb room markers in every room to fog them out and prevent the repo-man from even targeting items in the rooms (he may still take simoleons).
[[File:Repo-man fire message.jpg|right|thumb|225px|The message displayed in ''The Sims 3'' when a repo-man encounters a fire.]]
*In ''[[The Sims 3]]'', the repo-man will leave if there is a large fire on the lot, telling the player that it is getting too hot and he will come back later.
*The repo-man doesdid not appear in ''[[The Sims 4]]'' until the ''Discover University'' expansion and patch 95 of the base game.<ref>https://twitter.com/SimGuruGrant/statuses/490259321339396096</ref> Instead, delinquency in paying bills resultsresulted in utilities being shut off.<ref>https://twitter.com/SimGuruGrant/statuses/490258920091287552</ref><ref>https://twitter.com/SimGuruGrant/statuses/490258980795469824</ref> In the ''[[The Sims 4: City Living|City Living]]'' expansion pack, it may also resultresulted in the landlord refusing to check out problems with the apartment.
 
==References==
<references />[[es:Cobrador de impuestos]]
 
[[es:Cobrador de impuestos]]
[[pt-br:Cobrador]]
[[ru:Судебный пристав]]
[[pl:Komornik]]
[[Category:Services]]
[[Category:Types of NPCs]]
[[Category:Repo-men/women| ]]
[[Category:The Sims]]
[[Category:The Sims 2]]
[[Category:The Sims 3]]
[[Category:The Sims 4]]