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''Flat Broke loves a good time. He works just hard enough to keep the bills paid with enough left over for a little fun. As long as he has Flo at his side he has everything he needs.''
The name Flat Broke may refer to money, as the Brokes are not exceedingly rich (hence their last name). The first name "Flat" and the last name "Broke" hints that perhaps Flat Broke really was "flat broke".
Flat lives in Riverview with his wife Flo, son Skip, and daughter Ruby Broke. His brother, Buck Broke, nephew Trigger Broke, and niece, Susie Broke, live with him as well. Even though he is an elder in the game, he looks rather different at his death, having fully grey hair and no beard. While he is friends with almost all members of his family, he and his wife dislike their older child, Ruby.
Life leading up to The Sims 2
Although Flat is no longer living at the start of The Sims 2, the Broke family tree tells us that Flat was married to Flo Broke, and that they are the parents of Skip Broke. All three of them were deceased before the start of The Sims 2's storyline, which leaves Skip's wife, Brandi Broke, widowed and raising her sons (Dustin Broke, Beau Broke, and an unborn son, which she is expecting at the start of the game), who are Flat's grandchildren. The fact that he has brown hair in The Sims 3, and his natural hair color is blonde in The Sims 2, implies he dyed it brown while he was an elder. Despite his thumbnail showing brown eyes, he actually has genetics for Dark Blue eyes.